Track spending, budgets, investments, and net worth without sending a single byte to anyone's server. Trackworth keeps everything on your iPhone.
Features
Full-featured finance tracking without the data harvesting. Import your bank statements, set budgets, and watch your net worth grow.
Import OFX, QFX, and CSV files from any bank. Automatic column detection for CSV. No Plaid connection required.
Organize spending across categories with visual breakdowns. See exactly where your money goes each month.
Monitor accounts, investments, and liabilities in one view. Track your financial trajectory over time.
Surface recurring charges automatically. See monthly and annual subscription totals at a glance.
Charts that show spending, saving, and net worth trends over six months. Spot patterns before they become problems.
Biometric lock with configurable auto-lock timeout. Privacy overlay prevents data leaks in the task switcher.
Switching from YNAB? Import your transaction history directly. Automatic payee, outflow, and inflow mapping.
Export all your data as CSV anytime. Your data is yours — take it wherever you want, whenever you want.
Track chequing, savings, credit cards, investments, and loans. See your complete financial picture in one place.
Privacy
Most finance apps make money by selling your transaction data. Trackworth makes money by building a product worth paying for.
Comparison
| Feature | YNAB | Monarch | Copilot | Trackworth |
|---|---|---|---|---|
| Annual price | $109 | $180 | $96 | $72 |
| Data stays on device | ✗ | ✗ | ✗ | ✓ |
| No Plaid required | ✗ | ✗ | ✗ | ✓ |
| No account needed | ✗ | ✗ | ✗ | ✓ |
| OFX/QFX import | ✗ | ✗ | ✗ | ✓ |
| Free tier | 34-day trial | 7-day trial | ✗ | ✓ |
Pricing
No hidden fees. No data monetization. Just the app.
FAQ
You download a statement file (OFX, QFX, or CSV) from your bank's website, then import it into Trackworth using the Share Sheet or the in-app import button. The file is read locally on your device and never uploaded anywhere.
Yes. Trackworth can import YNAB's CSV export format directly. Your payees, amounts, and dates are mapped automatically. Export from YNAB, import into Trackworth.
It's gone. Permanently. Since all data is stored locally on your device, deleting the app deletes everything. We recommend using the CSV export feature to back up your data first. We have no copy of your data anywhere.
Not yet. Trackworth is currently iOS-only (iPhone). An Android version may come in the future depending on demand.
No, by design. Syncing requires a server, and servers create attack surfaces. Trackworth keeps your financial data on a single device — your iPhone — protected by Face ID and iOS encryption.
Trackworth automatically parses bank statements, categorizes transactions, tracks budgets, surfaces subscriptions, and charts trends — things that take hours to maintain in a spreadsheet. But like a spreadsheet, your data stays local and portable.
Free to download. No account required. Your data stays on your device.
Download Trackworth